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Required for any foreigner staying more than 90 days in Morocco. Applied for at the local police headquarters (Prefecture de Police) within 3 months of arrival; renewed annually with proof of address and financial means.
For investors or business owners operating in Morocco. Requires registration of a Moroccan company (SARL or SA), a valid business license, and proof of investment; the Carte de Sejour is issued alongside.
Employer-sponsored; the Moroccan employer applies to the Ministry of Employment. A labor market test is generally required; the permit is tied to a specific employer and job role, renewed annually.
For foreign nationals enrolled in accredited Moroccan educational institutions. Requires proof of enrollment, financial self-sufficiency, and accommodation. Does not permit local employment during studies.
Morocco has become an increasingly popular expat destination in North Africa, with a relatively straightforward residency system based on the Carte de Sejour (residence card) issued to foreigners who establish residence. Most Western nationals can enter visa-free for up to 90 days, and converting to long-term residency typically requires proof of income, accommodation, and a clean criminal record. Morocco does not offer a formal golden visa program, but investors and entrepreneurs can obtain residency through business establishment.
Morocco requires work permits (Autorisation de Travail) for non-Moroccan employees, which must be obtained by the employer through the Ministry of Employment. The permit is tied to a specific employer and must be renewed annually. Employers must typically demonstrate that no Moroccan national was available for the position.
Spouses and dependent children of residence card holders can apply for their own Carte de Sejour as family members of a legal resident. Requirements include proof of the primary resident's status, relationship documentation (marriage and birth certificates), and adequate financial means.
Morocco taxes residents on worldwide income from Moroccan sources and foreign income remitted to Morocco, with rates ranging from 10% to 38%. Non-residents are taxed only on Moroccan-source income. Morocco has around 50 double tax treaties, and the country is moderately attractive for expats with foreign-sourced income that remains abroad.
Morocco has a public healthcare system that is limited in quality and coverage; most expats rely on private healthcare available in cities like Casablanca and Rabat. International health insurance is strongly recommended, particularly for comprehensive coverage outside major urban centers.
Opening a bank account in Morocco as a foreigner requires a valid residence card (Carte de Sejour), passport, and proof of local address. Major banks include Attijariwafa Bank, Banque Populaire, and BMCE Bank; international banks like Societe Generale also operate locally.
Morocco does not have a formal investor visa or golden visa program. However, foreign investors who incorporate a company in Morocco and demonstrate economic activity can obtain residency through business registration with the Moroccan Investment and Export Development Agency (AMDIE). Minimum investment thresholds are not codified by law but significant economic benefit to Morocco is expected.