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Employer-sponsored work and stay permit; the employer must obtain a RPTKA (manpower utilization plan) approval first. Tied to a specific employer and role; changing jobs requires a new permit.
Requires proof of funds of IDR 2 billion (approx. USD 125,000) deposited in an Indonesian bank, or ownership of property worth IDR 5 billion. Does not permit employment with an Indonesian company.
Same requirements as the 5-year Second Home Visa but with a longer validity. Applicants must maintain the required funds in an Indonesian bank account for the duration of the stay.
Single or multiple-entry visa for business activities, meetings, and due diligence. Can be extended inside Indonesia; does not authorize employment but is commonly used during the KITAS application process.
Indonesia introduced a 5-year Second Home Visa in 2022, making long-term stays easier for wealthy expats. The standard route for working expats is the KITAS (temporary stay permit) tied to an employer or business. A 10-year Second Home Visa is also available. The process can be bureaucratic but has improved significantly with online systems.
Foreign workers require a KITAS sponsored by an Indonesian employer, alongside a RPTKA (manpower utilization plan) approved by the Ministry of Manpower. Certain sectors are restricted to Indonesian nationals. The employer carries most of the administrative burden. Freelancers and remote workers can use the Second Home Visa for stays without formal employment.
KITAS holders can sponsor spouses and children under 18 on a dependent KITAS. The sponsor must provide evidence of marriage or parenthood and a stable income. Dependent children over 18 typically need their own visa category.
Indonesia taxes residents on worldwide income. Tax rates range from 5% to 35% (increasing to 45% for incomes over IDR 5 billion from 2022). The Second Home Visa holder may be subject to tax if they meet residency criteria (183+ days). Indonesia has tax treaties with approximately 70 countries.
BPJS (national health insurance) is technically available to residents but expats generally use private hospitals (Siloam, Pondok Indah, MRCCC) which offer international-standard care. Comprehensive international health insurance is strongly recommended, especially outside Jakarta or Bali.
Foreigners with a valid KITAS can open accounts at major banks like BCA, Mandiri, BNI, and HSBC Indonesia. The Second Home Visa also qualifies for account opening. Requirements include passport, KITAS/visa, NPWP (tax number), and proof of address. Banking is increasingly digital.
The Second Home Visa requires placement of IDR 2 billion (approx USD 130,000) in an Indonesian bank account or purchase of property at that value. It is valid for 5 or 10 years and renewable. Indonesia also offers investment-based KITAS for those establishing PT PMA (foreign-owned companies) with minimum investment thresholds.
| Program | Min. Investment | Residency | Citizenship |
|---|---|---|---|
| Second Home Visa (5yr) | $130k+ | ✓ Yes | No |
| PT PMA Investment KITAS | $700k+ | ✓ Yes | No |